I agree. I rarely spend money except to upgrade gear and I started playing a lot more recently, which means hitting the glimmer cap a lot. I also created two secondary characters to experience all 3 classes, though I haven't played them much due to the boringness of replaying & grinding, and this cap combined with sharing glimmer between characters is a little aggravating. They need to raise these caps as I don't really get their purpose anyway.
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Besides the fact that I'm having a hard time soloing Crota's Soul on the daily heroic...the caps are really bothersome.