Seriously. The question gets posted like every other day. Lots of them "Ima girl I wanna know" but unless I see tits then its a guy saying he is a girl.
Does it matter? Remember in the halcyon days of gaming when every character was just male by default? Be happy you can choose and live with it, who cares what the motivation is of another player to play a particular gender.
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#Destiny
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I assume 100% of female characters are men, because women don't play games. And the women who do play games look like men.