Someone made a valid point over on another forum.
Destiny has loot and the opportunity to unlock better gear... If someone has the time to put in 5 hours of gaming a day and someone else can only put in a few hours a week, this would mean that the person with less hours will constantly get smoked by those that have gained the better loot.
This leaves the game only good for those that can put the hours in... Am I getting this right or am I missing something?
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In PVP loot does not matter as all gear has standardized damage values. However in the Iron Banner PVP event you will get owned by people with better gear since level advantages apply in that mode.