I preorder most games online, nowadays. Only on rare occasions will I preorder at a brick and mortar store and that's if I want the game at midight; the last game I did that for was Skyrim. I'll do it for Destiny, too, because I want the physical copy. Now that preloading seems to be coming to consoles, I'll probably just start doing that for the majority of my games.
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I would pre-load my games on the PS4, but I prefer having a physical copy to add to my shelf. So I can have a nice collection of games by the end of the generation.