I keep having a problem where my option to turn on text and voice chat will not go to the on position but instead will keep flicking itself off. Not sure if this is a bug, a shadow ban or something else.
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I read they have turned some stuff off to help stabilise the servers,not sure what they've turned off but this might be the issue.
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https://help.bungie.net/hc/en-us/articles/24217906958868-Date-of-Birth-Requirements-for-Destiny-2-and-Bungie-Services
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I am having the same problem on my main character. I can't even post here on the forum or access my clan chat. It says my account lacks the correct permissions.