You need to make a setting where u can turn down the volume of the game not just the mic volume. Some of us don't have great mics. Please consider :)
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People been complaining about this issue pretty much from day one. It would seem that Bungie want you to listen to the music whether you like it or not. It's one of the reasons I stopped playing; it was seriously getting on my tits ( ͡° ͜ʖ ͡°)