I am not, but I was excited to find out that after level 20 you can actually go back and play the story on different difficulty setting to search for better and better gear. Playing the first 3rd story mission on level 3 difficulty might yield really bad gear for a level 20 character. But playing through at a level 20 difficulty might yield some much better gear. I know this is slightly unrelated but I needed to vent some of my excitement lol