Big time bummer. Not the answer we were hoping for, but better than no answer at all I suppose, so thanks for answering. If anyone associated with the Halo development folks ever reads this, I do have a suggestion to help prevent turning off otherwise seriously devoted fans: please make it very clear in the warning that the player will not only lose credits and rank in their online profile, but also in their offline profile. And props to those people for a game that is otherwise most excellent!