I agree with all of this. I reckon the marks limit should be raised to at least the full cost of the most expensive item (175 for a rare sparrow?). The caps take away a lot of the incentive to play. Hell, they could even let us buy a cap increase that lasts for the week so we're having to trade glimmer for more marks. Or a mix of, say, a mote of light & 5000 glimmer. I'm no economist but this might be better in the sense that it keeps us spending & earning our currencies while giving them all extra value.
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Nice idea. Or unlock higher cap based on completing Nightfall or something. Much like the nightfall buff.
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Yeah, I like the idea of earning extra passive perks & the raised cap could be one of them. We should obviously be employed by Bungie to lead a steering group. On second thoughts, the inevitable death threats from some area of the player base would probably make that more trouble than it's worth! :)