I understand the whole "but dat personal loot tho" thing, however, more often than not, I am not getting anything I actually want. I have friends who find armor pieces or guns they do not want and I do want, and vice versa, and all we can do is just sell it for cheap loot and useless weapon pieces. I am not asking for a universal marketplace for selling, I am simply asking for a mutual trading feature. The fact that the common response to this is, "get your own loot" proves the impersonal introverted nature of the current philosophy, and how it contradicts the claimed "social" goals of the administration at Bungie.
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I like that you have to get your own gear and make your own fortune. No riding the coattails of others. You did the grinding and got lucky.