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#mythic

7/1/2013 9:35:45 PM
3

Do you use credit cards to pay off other credit lines?

Yay

4

Nay

38

How long does that loop last? I do not.

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  • Bad practice. I keep one credit card to establish credit and I buy everything with cash. I fully pay off my balance on my card each month and leave $10 for reporting purposes. This took me from a 508 score to 680 in 6 months and led me to be able to purchase my first home.

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