Idk if anyone else has this but... I was saving up for a freighter until I found one under attack the guy gave it to me an a class freighter for free . The same thing happened when I was saving up for a ship they gave me some bad a class ship and I traded it for a fighter
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First freighter you rescue is free. Everyone gets one.
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That’s part of the main story. I think after the third or fourth warp jump it triggers the mission where you have to defend the freighter from attack. After that you get the freighter for free.