Well, I do know that guardians have powers, but they barely wear any armor, excluding titan. So chief takes any weapon, easily kills the Guardians, then guns their ghosts. Now if you put him up against a titan, well they don't have the reflex of a spartan, and we'll use master chief at his peak in halo 3 (in my opinion). The titan at his peak, using the flaming hammer, he powers up, and then master chief pulls out a bubble shield and/or invisibility, Master chief then takes a plasma grenade, and sticks the titan.
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Armor is somewhat cosmetic, guardians have shields of light. A guardian isn't restricted to supercharge only as well. That is only for in game balance. Guardians can create anything from the light and use it for however long they want. Ursa Furiosa lore: "She reached for the light and with it crafted a shield of void energy. She would hold this line until the end of time". This both makes you know that they can keep what they craft forever and makes you theorize that guardians reach into the light and can create anything from it. Guardians stomps hard.
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Titans have bubbles too. Who’s to say that when chief comes at them, they don’t use their bubble, with a Saint 14 helmet. Chief is disoriented in the bubble, easy shotgun one tap. Anything could happen, my point is that in your situation, you act like the guardian doesn’t know how to fight, which is invariably contradicted by the fact they they killed literally 3 gods.