Wait a moment, lets go back, WAY back when we were still normally living. At the start of Destiny we are revived from the dead by the Light of The Traveler. But how exactly did we die? Lets take a look at our surroundings. We are at the wall at the Cosmodrome in Russia, surrounded by a large group of cars. My theory is we died during the collapse, trying to escape away from Earth and possibly our Solar System entirely, but from who? The story of Destiny still has many tales left unspoken.
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Actually my Guardian was a former soldier fighting off something to protect the civilians trying to flee to the Colony ships. She doesn't remember what she was fighting but remembers vaguely how she was killed. Probably got nuked from orbit or something.