Bob: I used to spend my days using my welfare money to buy lottery tickets and sit at home doing nothing. Eventually I won the lottery and became a millionaire! Joseph:I worked hard in school and made sure I could get the best grades possible, then I went to college and took a few business classes. After I graduated, I started taking some jobs and carefully invested my money in profitable projects. Eventually, after years of hard work, an opportunity came along for me to make millions, so I took that opportunity and now I am a millionaire as well. Bob: wow, you didn't earn your money you loser. I earned it legit!