As it is, there are some problems:
[b]The glimmer cap is too low[/b] - It's way too easy to hit 25k and stay there.
[b]Glimmer is almost useless[/b] - Upgrading gear takes barely any, I'm sitting on a lot of "turn these into glimmer at the cryptarch" type of items and I can't even use them because I'm always at 25k.
This game needs a [b]glimmer sink[/b]. Glimmer has to be given some value by giving it more use and taking some of it out of the game.
For example, you could let people upgrade their vault with glimmer. Sell 1 glimmer slot for a high amount like 5k or 10k glimmer a pop. Seems steep? Yeah, but now there is some use in getting more glimmer and people would [b]love[/b] to get a bigger vault, especially those who collect shaders/emblems and exotics + other weaponry.
Well here goes, I wonder if anyone will read it.
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Speaking on stuff you can't use...Is there anything to do with excessive armor materials? I just keep building up my Sapphire Wire on my Hunter and am sure it will be the same with my Warlock's Hadronic Essence as I play it more and hit that "upgrade legendaries" wall. Turning those in would be useful. The same can be said for Weapon Parts, but I personally don't have an obnoxiously excessive amount of that yet.