Okay, short post but a very wanted addition to Destiny.
For everyone with a significant other or just a little brother or sister(or older brother/sister) you will know how frustrating it is when you open your inventory and see that gleaming exotic helmet for their class and not being able to help them out by sending it over to them, so my suggestion is a console wide vault.
In short -
Put things in on <PLAYER 1>
Take things out on >PLAYER 2>
And vise versa, now I know a lot of people are going to be saying that this is to easily exploited and to that I say. PRECAUTIONS. Think about it before implementing it. Stop currencies and upgrading materials from being place inside the vault(No strange coins and no Ascendant materials). This way you and anyone else that plays on your console will be able to help each other progress through the game.
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If they stop currencies and upgrade materials from being placed inside the vault I'd probably stop playing ASAP. There's no way that would be fair. Also people could just do friends favors and allow them to recover their Gamertag on another console to have access to their vault